Loan Repayment Programs

Loan repayment programs help you eliminate your debt as you stay true to your goals.

Debt Relief in Exchange for Service

In rural and urban regions alike, underserved populations need talented doctors to care for them. Loan repayment programs meet this need by repaying a portion of your loans in exchange for your commitment to deliver primary care in a medically underserved area.

Your time commitment varies from program to program, as does the amount of debt relief you will receive.

This New York State-funded initiative helps train and place physicians in a variety of settings and specialties to care for the state’s underserved populations. The physician loan repayment program provides you up to $150,000 in funding over a five-year period if you commit to serving five years.

If you commit at least two years to conducting qualified research funded by a domestic nonprofit organization or a U.S. federal, state or local government entity, the National Institutes of Health may repay up to $35,000 of your qualified student loan debt per year.

This program offer medical students planning to practice primary care, as well as primary care providers, the opportunity to have their student loans repaid while serving in communities with limited access to care.

Financial Assistance Inquiries

UB Financial Aid
Jacobs School of Medicine and Biomedical Sciences
955 Main Street
Room 7202
Buffalo, NY 14203

Phone: (716) 645-8232 (choose prompt 2 or stay on the line.)

Email: UBFAs Contact Us Form

Walk-in office hours during the semester are Monday, Wednesday and Friday between 9 a.m.–12 p.m. and 2–4:30 p.m. 

Financial Aid Advisor

Office of Financial Aid
1Capen (North Campus)
114 Diefendorf (South Campus)
Phone: 716-645-8232
Email: UBFA@buffalo.edu