Graduating Residents

During your active employment, benefits include:​

• Medical and Dental
• Group Life and Long Term Disability insurances; no payroll deduction for employee
• Voluntary benefits, such as Voluntary Life are subject to employee payroll deduction

Benefits available to elect/convert after employment ends:​

• COBRA coverage plan available to elect​: Medical and Dental 
• Group Term Basic Life Insurance; conversion option available to personal plan; employee​
• Voluntary Life Insurances; conversion options for employee, spouse, child(ren); if enrolled​

• COBRA plan benefits are identical to plan associated with active employment​
• Same: In-Network (8 counties of WNY, Quest Labs, co-pays)​
• Same: Out-of-Network (outside 8 counties of WNY, deductibles + 25% co-ins)

COBRA participant’s monthly approx. costs are subject to change each July 1st. 

• Please advise HR of your new address if it has changed
• Elect your COBRA plan within 60 days of the Election Notice date
  • COBRA plan coverage is retroactive to the last date of active coverage, no coverage gap.
• Pay the first month premium payment within 45 days of date the COBRA plan was elected; monthly thereafter.
• COBRA plan provides up to 18 months of continuous monthly coverage
  
• Can elect COBRA for yourself and covered dependents, or only specific dependent(s)
• Can elect medical and dental or only medical/only dental
  
• Work with COBRA plan administrator- Optavise
• For June 30th graduates, COBRA letters will be mailed to the address of record within 14 days of last date of employment. Last date of of active coverage is June 30th. COBRA plan will be effective July 1st.
  

1. "Group Term Life Insurance-Summary of Benefits” document 
2. “Life Conversion Checklist” document

• “Request for Quote” sections A-B
  • Section A - Employer/Group Administrator
    
    • Email GME HR for necessary information:ubgmehr@buffalo.edu
      
  • Section B - Employee/Member
• “Application for Conversion of Group Life Insurance” - 2 pages
  
• “Supplementary Contact Information”

• Submit to insurance carrier for review
  
• If approved, individual is responsible for premium payment(s)
• Work directly with the insurance carrier

Available now, coverage while presently working & after graduation

Walsh Duffield
Richard Godshaw
rgodshaw@walshins.com
(716) 362-7367
(800) 853-3820 ext. 7367

Copies of each presentation are available. Please send your email request to: ubgmehr@buffalo.edu