Insurance

The Jacobs School of Medicine and Biomedical Sciences requires all  students to have health insurance coverage. 

Effective Fall 2024, the University at Buffalo will discontinue the domestic health insurance plan offered by the university to our students.

All UB medical students are automatically enrolled in a group plan for disability insurance via HSA Consulting after paying the modest annual premium that’s charged to the fall tuition bill. Please visit the Buffalo Medical Student Disability Plan Website for information on the plan, instructions on submitting a claim and contact information for questions.  

Students are covered with liability insurance for clinical duties when both conditions are satisfied:

1. Enrolled for UB course credit
2. The practitioner and/or hospital has an affiliation agreement on file with the SUNY Office of University Counsel, Health Sciences.*

*Please see the database of affiliation agreements available in the OME to verify that an agreement is in place.

Please note that all CPM preceptor placements and required clerkship placements are approved placements and students are covered with liability coverage for participation.

Requirements for international travel as a medical student:

First, contact:

Then, you must choose one of the following two insurance options:

1. Study Abroad Health Insurance (includes Medical Evacuation and Repatriation Insurance)
   Approximately $40/month.
   You can enroll online.
   
2. Medical Evacuation and Repatriation Insurance
   Approximately $10/month and waive Study Abroad Health Insurance