The University at Buffalo requires all full-time students to have health insurance coverage. All new students (full-time and international) will automatically be charged for the University plan on the first tuition bill for the semester.
If you already have comparable health insurance coverage and do not wish to subscribe to the University's plan, you must complete the on-line waiver process.
A waiver would also negate the grace period coverage.
This must be done prior to or soon after your arrival at UB in order for you to be refunded the fee for University Student Medical Insurance. You may waive until the due date of your first tuition bill with no penalty. There is a $50 penalty to waive after the first due date which doubles each month. The final waiver deadline will be posted on the Student Medical Insurance website.
In mid-July, the waiver process will be available on-line along with dependent enrollment information and application (to add dependents, i.e. spouse or children). Frequently asked questions about the SMI plan, including the plan benefits, will also be available at the SMI Office and in PDF format on-line. Please visit the Student Medical Insurance website for the updated information in July.
Student Medical Insurance Office
223 Student Union
University at Buffalo
Buffalo, NY 14260-2100
Phone: (716) 645-3036
Fax: (716) 645-3465
Requirements for international travel as a medical student:
Then, you must choose one of the following two insurance
All UB medical students are automatically enrolled in a group plan for disability insurance via HSA Consulting after paying the modest annual premium that’s charged to the fall tuition bill. Please visit the Buffalo Medical Student Disability Plan Website for information on the plan, instructions on submitting a claim and contact information for questions.
Students are covered with liability insurance for clinical duties when BOTH conditions are satisfied:
*Please see the database of affiliation agreements available in the OME to verify that an agreement is in place.
Please note that all CPM preceptor placements and required clerkship placements are approved placements and students are covered with liability coverage for participation.
Office of Medical Education
40 Biomedical Education Building, 3435 Main Street Buffalo, New York 14214
Phone: (716) 829-2802; Fax: (716) 829-2798